Dental One Associates of Roswell
1125 Woodstock Road, Suite 520, Roswell, GA 30075

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
Great staff and service! Thanks Donna for your help and insight!
Vanessa C.
comforting staff, dr Hair is very expearienced in his feild. He and his staff were all so kind in a painful time for me. I would reccomend this Dentist to all my friends and family.
Richard C.
Excellent staff and excellent care
John M.
The hygienist, Amy, is great!
Jennifer J.
Friendly, experienced staff and Dentist!
Robert O.
Thank you so much Dr. Hair!!!!! I can chew again!!!! And many thanks to Monica for a fabulous temporary crown!!!
Pam H.
Amy, Dr. Hair and other staff members are very professional very courteous and very nice. Staff very knowledgeable in dental health and other issues.
Ramona J.
Dental One of Roswell was excellent. The front office staff Donna and Pam were friendly and very helpful as were the dental staff and Dr. Hair. Needed treatment given. Treatment not necessary […]
Lori W.
Great staff and very informative
Samantha H.
Every person at this Dental One Associates location is very professional, personable and dedicated to doing superior dental work. Dr. Hair always takes his time to explain all procedures in detail […]
Cheryl O.
Everybody at office were nice and friendly.
Shapour K.
Very friendly, very professional, best dental experience I ever had.
Isaiah
I am very satisfied, they are very efficient and so kind, Dr. Hair is very nice, honest and sincere. I definitely recommend.
Jennifer A.
Great doctor, great staff. Awesome experience. I highly recommend Dr. Toral. I did not feel any pain at all.
Lyli
Great customer service, the dentists are definitely helpful and on top of it too.
Peter N.
The professionals in this office do a great job. They greet you warmly at the front desk, and everyone involved in your care are kind and efficient in performing their work. The new office […]
Carol H.
Great service and great staff
Margaret F.
I’ve always had a pleasant experience here.
Latasha A.
Friendly, helpful staff. Efficient in their (and my) time.
William G.
Great Doctor and Staff!
Samantha H.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 9:00 AM - 3:00 PM
  • Tuesday 7:00 AM - 4:00 PM
  • Wednesday 7:00 AM - 4:00 PM
  • Thursday 7:00 AM - 4:00 PM
  • Friday 9:00 AM - 1:00 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (678) 392-2209
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